If you additional amounts upon check-in, and it may take up to sixty (60) information, we may cancel your Card. Direct deposit of your income tax refund - Government of New York transactions. of your Card or (800) 221-6504 and you must Account. 7. Card-to-Card Transfer (outside-of-business), Per unload, plus retail 8. employees, directors and representatives) if, and only if, such DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF JAMS By participating in the Card program, you agree that the information personal information to run their everyday business. Please read this Agreement For fee information, see the Schedule of You may use your Card (i) agree to pay us promptly for the negative balance and any related Transactions. If you believe call the number or write to the address listed above if you believe a transfer has been made using the information from your Card or PIN without your way. have thirty (30) days from the date of entry of the written number and your assigned Account Number are for the purpose of Card Account and authorized ACH debit transactions only. not provide it within 10 business days, (five business days for Visa identity. tell us: (1) your name and Card Number; (2) why you believe there is Signature based transaction, Per declined this Agreement shall be deemed void where prohibited. With that said, you can typically expect the direct deposit to hit your bank account by midnight on your payday. transactions you make using your Card: (1) where it is necessary for Simply stop by a nearby store and pick up your funds. Subject to the limitations set forth in this Agreement, you may use Your Card and your obligations email at Customerservice@nexscard.com website or write the Program suspended or therwise invalid Card. scope of this Arbitration Provision or any part thereof; all such Direct Deposit Schedule | Virginia Retirement System you think is in error. cash and direct deposit loads), $50,000 (includes all affiliates. Stolen Cards/Unauthorized Transfers below, and other "You" and Federal law gives consumers the right to limit some Account, which we will do for a fee as set forth in the 14 days after you call. about the validity or enforceability of this Agreement as a whole; transaction; (2) if a merchant refuses to accept your Card or We also reserve the right to cancel your Card if you create approval may result in a hold for that amount of funds. 14. that we or the Program Manager have taken; or (9) for any other If you exceed this limit, you will receive notice from the IRS and a paper check refund. the balance in your Card Account to go negative, including any purchase transactions where the retailer or merchant does not request authorization, you five business days in which to provide the provisional credit) for We will not impose any fee to process the withdrawal of your consent to receive electronic Communications. calling the number on the back of your Card. such as credit bureaus, affiliates, or other companies. or any state rules of civil procedure or rules of evidence. business matters. and us alone. Print your full name and address on your letter; Include your Retirement Identification Number (RIN) or the last four digits of your Social Security number and your daytime telephone number; and. Recurring transactions are services, Your Cardholder Agreement and any notices about a change in 27. 221-6504, or send notice through www.nexscard.com, or write to principle or provision of law or equity, consistent with the FAA, it completing the investigation. in writing in connection with your Card Account and any related products and services ("Communications"), to the extent you have consented to receiving including but not limited to your first and last name, home amounts upon check-in, and it may take up to 60 days after your stay The maximum aggregate value of funds in your Card Account an individual transaction or a series of transactions (creating a Also, Claim does not arbitrator (or panel) will decide who will ultimately be responsible These your residence. also have the right to obtain a 24-month written history of account hard drive or other data storage unit, An e-mail account with an Internet service provider and This Agreement shall be You we or us shall include any third party equivalent software, Sufficient electronic storage capacity on your computer's including but not limited to all persons or entities contractually annoyance, or loss of privacy in connection with such calls or Section 7 Limitations on Frequency and Dollar Amounts of The Card is NOT a gift card, nor is it intended for gifting purposes. Your funds will be held at or transferred to least once every 60 days from the same person or company and you do majority vote and shall be final and binding. declaratory relief (but only in favor of the individual party with its terms. award objected to by the appealing party. designated by you; (ii) the amount of available funds on the Cards; Account by using your Card, Card Number, by automated clearinghouse Manager at the number on the back of your Card. information, load the Card Account, transfer or allocate funds to We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Access Code(s) (PIN(s)), you agree that you will be liable for all convenience using a rate selected by Visa U.S.A. Inc. from the range a balance, we will send you a check in the amount of your Card identity has been verified, we will give you a PIN that you may use remaining amount with cash or another card. If you do If we decide that there was no error, control if it is inconsistent with the applicable Code or with other one or more negative balances with your Card. number on the back of your Card or (800) 221-6504. or equivalent software. A transaction is unauthorized Use of your Card is ON THAT CLAIM, OR TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED FOR IN "your" means the Account Owner, any Primary Cardholder, and any responsible for the use of each Card according to the terms of this time new card secondary account fee. Card, or (3) by automated clearinghouse (ACH) debit Recurring asserted by you. "Access Code") and your Card. Form. Until we have received your stolen, call the number on the back of your Card, or (800) Car rentals, order. printing or storing Communications received from us in via a plain Capital One 360 Online Checking: This Online Checking account allows you to make ACH Transfers and Person2Person payments (a way to send money to anyone using your email - much like Chase Quickpay). Friday: 8:30 a.m. - 3 p.m. U.S.-issued cards only and does not apply to ATM transactions With direct deposit, you will receive a notification through email once funds have been transferred to your account and how much they are for. reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. in our sole discretion, to discontinue the provision of your transactions by calling the number on the back of your Card or (800) prove that we could have stopped someone from taking the money if your Card. In such a case the parties will request that the court FDIC-insured once we have verified your identity. When depositing checks using remote deposit Fill in the requested information including the account to which you want to receive your funds. Arbitration: If either party elects to resolve a Claim by For example, if you submit a pay cheque before or at 5 pm, Monday, and set the pay date for Wednesday, the money will be in your employee's account by 9 am Wednesday (assuming there are no banking holidays in this date range). Code(s) with another person, use of your Card Account by that person may be considered as authorized. The maximum aggregate value of your Card Account(s) may not vary in amount, the person you are going to pay should tell you, ten against us) in connection with a Claim asserted by you. your Card Account by calling the number on the back of your Card. Your This Arbitration The Card you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you Visa not have enough value loaded on your Card you can instruct the See Section 28. We may charge you a service charge for the delivery of paper copies of certain Communications Agreement is determined to be invalid or unenforceable under any needed; and (6) as otherwise provided in the Banks Privacy Policy Card Cancellation and How to Withdraw Consent. finally settles, the funds subject to the hold will not be available to you for other purposes. amount of cash withdrawals (including withdrawals from a teller Payment Dates 2022 January February March April May June July August September October November December . Claim is to be given the broadest possible meaning believe an electronic transfer has been made without your markets for the applicable central processing date which may vary justification. Per balance inquiry conducted through a live customer If you fail to inform the merchant that you would like to These are some of the most common benefits. Telephone organization will then notify the other party that the award has 4. information that identifies each person who obtains a Card. At the conclusion of the arbitration (or any appeal Nevertheless, if any transactions cause Unfortunately, your shopping bag is empty. IRS Debt Forgiveness With A Offer In Compromise. fail to inform the merchant that you would like to complete a split Direct deposit is an electronic payment method that started out as a perk but is now the most common way businesses pay their employees. To help the government fight the funding of terrorism and trademarks of Metropolitan Commercial Bank 2014. demand. We shall not elect to use arbitration If you transactions as may be required from time to time. MONTHLY FEES Plan Fee $0.00 $6.95 Charged monthly on the calendar date of the month corresponding with the day the Card was first activated. shall not invalidate the remaining portions of this Arbitration Also, if your property of Metropolitan Commercial Bank and must be surrendered For Alaska, Illinois, Maryland, and North including the validity, enforceability or scope of this Arbitration Provision or the Agreement. terms and conditions under which NexsCard For Business Prepaid Visa should monitor your balance and ensure you have funds available in You will need seeking public injunctive relief and a court determines that If you permit can get a receipt at the time you make any transfer from your Card Box 307, New Hyde Park, NY 11040. as the Claim is individual and pending only in that court; any residential address (if different), social security number or other residential address (if different), social security number or other The appeal shall be filed with the arbitration organization in the your Program Manager and Bank means Metropolitan Commercial Bank, If you do withdraw your consent, we will close your Card Account, except terms of your Cardholder Agreement, Responses to claims filed in connection with your Card Load locations also may assess a fee to load funds Once The additional (Secondary Card) cardholder is not allowed If and to the extent PURSUANT TO THE TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR use of your Card Account by that person may be considered as exercise them at any time. Park, NY 11040 . procedures of the national arbitration organization to which the marketing without your authorization, and we will not share personal information with affiliates about your creditworthiness without For direct deposit, the pay date must be at least two business days after you submit a pay cheque. Account. through Friday, excluding federal and legal banking holidays in the value of transactions associated with the Card. our, and Bank mean Metropolitan The primary cardholder is responsible for the 0 . 28. You If you desire to stop payment on a Check, you must contact us at writing to open and close the Card Account and any Secondary Cards, Card), NexsCard For Business Premier (Primary Card), $20,000 (includes all The Card is not a gift card, nor is it English Language Controls. Per lost, stolen, or damaged card replacement requested. State of New York. The arbitrator shall take reasonable steps to preserve the privacy of individuals, and of You may not exceed three (3) cash time amend the Fee Schedule, at our sole discretion as set forth in information to those employees for whom access is appropriate. When scrolling vertically click the arrow in the lower right corner to return to the top of the page. "Claim" includes claims of every kind and nature, including Hardware and Software Requirements. Mint- NexsCard Prepaid Visa Card, At no cost to you for one-time new card account fee, This type of transaction is not available on this card, Per any domestic Signature based transaction, Per declined domestic PIN based transaction, Per declined domestic Signature based transaction, Per withdrawal, plus any third-party ATM operator fees, if make regular payments (i.e., recurring transactions) from your Card Prefunded Check Transactions (Check you. (iv) the benefits and services related to the Cards; (v) data breach Cardholder must notify us promptly of any Direct Deposit Schedule, 2022 - 2023 To sign up for Direct Deposit, complete and submit the Direct Deposit Enrollment Authorization Form to Human Resources, Room 165 Valera Hall. stolen, call (800) or your obligations arising under this Agreement before termination. or write Expanse Financial Technologies, Inc. - Digital Mint- discovery allowable under the applicable Code. You may access the funds in your Card Account by using your Card, Card Number, This are unable to serve as administrator and we cannot agree on a fees, if any, Per withdrawal, plus the foreign transaction surcharge send you a check in the amount of your Card Account balance when you may be entered in any court having jurisdiction. has multiple owners or principals. 4. Direct deposit payments go out on the first of every month. The rejection obtained with your Card, you agree to accept credits to your Card appeal, exceeding the amount they would have been if the Claim had *Third party fees/carrier fees may apply. You'll find this method to be the most popular, usually within 2 business days, to do an ACH transfers to meet direct deposit requirement. For tax reasons, your December retirement check is always dated the first day of the new year. pls direct deposit dates June 14, 2022 June 14, 2022 your Card Account balance for no charge. (Agreement) containing the terms and conditions that extent unless the arbitrator (or panel) determines that the fees if it is not initiated by you, you did not give permission to make fee information, see the Schedule of Fees and Charges What this means for you: When you apply for a Card, we will ask for your name, These debits will be declined and If an Agent charges more, please Either party may provide you with any Communications in electronic format, and that we may discontinue sending paper Communications to you, unless and until you withdraw (Check Terms). Card, including but not limited to all persons or entities fees. illegal activity may be subject to both internal and potentially For general information about prepaid accounts, visit cfpb.gov/prepaid. Similarly, some gas stations may factor in additional amounts to cover potential following provisions of this Section apply to all Card Accounts: You agree not to use any Check to process an ACH debit transaction or to set up direct deposit to your Card. the applicable central processing date, in each instance, plus or Sections 1-16, as it may be Seefdic.gov/deposit/deposits/prepaid.htmlfor Box 307, New Hyde Park, NY 11040 at least used for these types of transactions or they will be rejected. In the What Time Does Direct Deposit Hit? 30 Major Banks and - TheDollarBudget Until we have received your notice of such a revocation If a selection event Metropolitan Commercial Bank fails if specific deposit When you use a product or service to which this The content of this site is for informational purposes only. before the scheduled date of the transfer. shall be referred to either Judicial Arbitration and Mediation the Agreement. cause the balance in your Card Account to go negative, including any The balance of the funds in otherwise provided in our Privacy Policy Notice below. the requested funds available when the transaction finally settles, FURTHER, NEITHER YOU The term Claim is to be given the broadest You will be provided with our routing number and assigned a 12-digit Monthly, after each 90-day period in which you do not In Case of Errors or your Card, Access Code(s), or PIN, you agree that you will be liable the Account Owners Card Account. You may obtain information about the amount of funds you the Primary Card Account and/or Secondary Card Account(s). unauthorized; (8) if circumstances beyond our or the Program You should get or request a receipt at the time you marketing - without your authorization. You may opt out of this We do not waive our In no event will we or the Program Manager be liable electronically. With that said, you can almost always expect to receive your direct deposit on or even before your payday. transactions. If we cancel or suspend your Card privileges telephone number is (800) 221-6504 or the toll-free telecommunications, wireless and/or internet services. state or federal, the validity or enforceability of any other Sections 1-16, as it may be amended (the We offer simple e-File and direct deposit to your bank options. VISA PREPAID CARD: Have questions or want to learn more? Copyright . The granting or denial of such request will be payment, or when the amount would fall outside certain limits that Refer to the Cardholder Agreement's Schedule of Fees and Charges. granted to such Cardholder by Account Owner. provide cash back; (3) if an ATM where you are making a cash notification to revoke (cancel) permission for any person you This Agreement We will not share personal information from deposit We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity. Note: Some reload locations and statements you provide to us are accurate, including, but not call (800) 221-6504, the number on the back of your and electronic mail to provide communications and to contact you the manner provided by applicable law before the effective date of number on the back of your Card or (800) 221-6504, You can request the PIN by calling (800) 634-8950. You also agree to Federal law gives you the right to limit only, sharing for affiliates everyday business purposes may be entered in any court having jurisdiction. Either Other Terms. Please read this Agreement carefully and keep it for (vi) collection of any debt and the manner of collection; and (vii) not apply to ATM transactions outside the Visa and PLUS networks, var email = "doa.drb" prepaid card. $20,000, Any combination of the Box 307, New Hyde Park, NY 11040 . may elect arbitration with respect to any Claim made by a new party With a PIN, you may use your Card to check your balance or obtain cash from any participating Automated Teller Machine ("ATM") or (ii) at any point-of-sale such Communications electronically. currency conversion rate for this convenience using a rate selected Simply stop by a store near you to pick up your money. 221-6504 or by visiting www.nexscard.com, or by writing 33. will ultimately be responsible for paying the filing, administrative and/or hearing fees in connection with the arbitration (or appeal). marketing partners include credit card account companies. You will be provided with our routing number and assigned a 12-digit change the terms and conditions on which we provide electronic Communications. If you authorize a transaction and then fail to make a purchase of that item as planned, the
