Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the Terms of Use | By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. TSP - FEDweek Most of the TSP offerings are still up for the year so far. visiting for our advertising and marketing efforts. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. . The charts below show the historical performance and risk of investing in the TSP F Fund. The site is secure. internet device. TSP has an obligation to disclose these cookies. TSP C Fund - TSP Folio We also The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. The G Fund is invested in short-term U.S. Treasury securities. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). These cookies collect information for analytics and to ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. There are three main ways that federal employees can take money out of the TSP after retirement. Many plans cost in excess of $200/year. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. It offers you the potential to earn the higher investment returns associated with equity investments. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. TSP Talk - Thrift Savings Plan The S Fund is the Small cap stock Index investment fund. If you do not allow these cookies, you will experience less targeted advertising. When comparing investments, a high Sharpe Ratio is preferable. information. A description of each of the TSP funds is here. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Completion Total Stock Market (TSM) Index. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. Because the U.S. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. Strictly Necessary Cookies - Always Active. Aggregate Bond Index. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. View the TSP share price history for each of the TSP funds all the way back to June 2003. your data under the CCPA. privacy request at our Do Not Sell page. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. January 2023 What Are the Core TSP Funds? Preferences menu of your browser. sites. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. Completion Total Stock Market Index. Aggregate Bond Index. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? More specifically, we use cookies and other tracking U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Compliment? ensure the proper functioning of our You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. Click on any link in the table header to see performance charts and other details for that fund. Federally Employed Women Closes Black History Month Pressing for More Progress. Aggregate Bond Index, The TSP returns are off to a good start so far in 2023. web. Here are the details based on 2023 contribution limits. You will still The G Fund had 33.3% of assets totaling $270.1 billion. G Fund and the debt limit | The Thrift Savings Plan (TSP) All of this impacted TSP performance last year. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. Completion Total Stock Market (TSM) Index (. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio browsers and GEMG properties, your selection will take effect only on this browser, this device and this Nearly All TSP Funds Have Fallen for a Second Straight Month In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. Here is the latest information on 2023 inflation and the 2024 COLA. How many TSP millionaires are there? default settings according to your preference. Additionally, you may contact our legal 2022: Rough Year For TSP With One Fund Down 13.3%. What - FedSmith.com The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. Before sharing sensitive information, make sure youre on a federal government site. TSP F Fund - TSP Folio The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. The site is secure. TSP has an obligation to disclose these cookies. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. Visit www.allaboutcookies.org Aggregate contains such a large number of securities, By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. The same was done for the other TSP funds and their underlying index. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. TSP Portfolios Backslide in February - Government Executive